OFF-PLAN PROJECTS
GET IN BEFORE THE BUILD.
Direct access to Dubai's most sought-after pre-construction launches — at developer-direct pricing, with structured payment plans tied to construction milestones.
Why Buy Off-Plan
Lower entry, longer payment runway, fresher specs, first pick of inventory.
Capital Appreciation
Buy at the launch basis and ride the build — historical Dubai off-plan deltas average 25–35% by handover.
Flexible Payments
10–20% down, the rest spread across construction milestones over 2–4 years. No mortgage during the build.
Latest Specs
New floor plans, smart-home integration, and current finish standards — not the look of a 10-year-old building.
Exclusive Allocations
First pick of best-positioned units, view-protected floors, and corner layouts before public release.
How Off-Plan Payments Work
A representative payment plan for a tier-1 Dubai launch — actual splits vary by developer.
Reservation + first installment when the SPA is signed and the unit is locked.
Distributed across 4–8 milestones tied to construction progress (foundation, structure, MEP, fit-out).
Balance settled at handover. Many buyers refinance into a mortgage at this stage.
Splits shown are typical ranges. Some launches offer post-handover plans extending payments 3–5 years past completion.
How To Invest Off-Plan With Idigov
Brief
We map your budget, target ROI, holding horizon, and lifestyle vs investment intent.
Curated Launches
We surface 3–5 launches matching your brief — including off-market allocations and broker-only previews.
Reserve
We secure your unit and SPA on developer-direct terms — usually with a refundable booking fee.
Manage to Handover
We track milestones, route payments, coordinate snagging, and hand you the keys (or list it for resale before then).
Off-Plan FAQ
Different risk profile, not necessarily higher. The main risks are construction delay and developer reliability. Working with tier-1 developers (Emaar, Damac, Sobha, Nakheel, Meraas) and reputable mid-tier names mitigates this. RERA escrow protects buyer payments.
Yes — assignment of contract (called "transfer" in Dubai) is allowed once you've paid a developer-defined threshold (typically 30–40%). Many investors flip pre-handover for the appreciation.
Most SPAs include a grace period of ~12 months. Beyond that, RERA can mandate refunds. We only place clients with developers that have a clean delivery record.
Yes — once the unit value crosses AED 2M (~$545K) you qualify for the Golden Visa, even before handover. We coordinate the application alongside the SPA.
Pre-handover, most banks won't finance unpaid construction milestones. At handover most buyers either pay cash or refinance the balance into a 15–25 year mortgage.
