ESCROW — FOR PROPERTY SELLERS
A bank-backed escrow that ensures every dirham reaches you.
No power of attorney. No middlemen with your money. A regulated escrow account, a Manager's Cheque made out to you, and a final disbursement on your terms.
Starting at AED 7,500 — disclosed in writing before you sign.
Three sellers. One escrow.
Pick the situation that sounds most like yours — we'll meet you where you are.
Seven steps. One escrow.
From the moment you sign your sale contract to the moment your funds land — what we do, when, and what stays with you.
What changes when you escrow.
The difference between selling traditionally, with a generic escrow agent, and with us.
- Power of attorney required?
- Often
- Who handles the cheque?
- The broker
- Funds in a UAE-regulated bank?
- No
- Disbursement on your terms?
- Renegotiable
- Time from signing to disbursement?
- 30+ days
- Fee disclosed before signing?
- Negotiated
- Power of attorney required?
- Sometimes
- Who handles the cheque?
- The escrow agent
- Funds in a UAE-regulated bank?
- Sometimes
- Disbursement on your terms?
- Standard
- Time from signing to disbursement?
- 7–14 days
- Fee disclosed before signing?
- Estimated
- Power of attorney required?
- Never
- Who handles the cheque?
- You hand it to us; the bank verifies your name
- Funds in a UAE-regulated bank?
- Yes — always
- Disbursement on your terms?
- Yours, signed in advance
- Time from signing to disbursement?
- 24h after release conditions
- Fee disclosed before signing?
- Fixed, in writing
Four real-world scenarios.
We've adapted the seven-step flow above for the four most common combinations of buyer and seller.
Cash buyer × Resident seller
The canonical 7-step flowYou handle the cheque and the deposit yourself, with us alongside. Funds disbursed to your local UAE account within 24 hours of clearance.
- Manager's Cheque payable to you
- Bank deposit witnessed in person
- Local AED disbursement
Cash buyer × Non-resident seller
Steps 1, 3 and 7 done remotelyStep 5 handled by an Idigov representative at DLD on your behalf. Cheque deposited the same day; funds wired internationally on disbursement.
- Remote signing of escrow agreement
- Cheque collected at DLD on your behalf
- International wire disbursement
Mortgaged buyer × Resident seller
Bank-to-bank fundingStep 4 replaced by a bank-to-bank transfer from the buyer's mortgage bank to escrow. Other steps unchanged.
- No physical cheque to handle
- Direct bank-to-escrow transfer
- Mortgage settlement split if needed
Mortgaged buyer × Non-resident seller
Maximum remoteBank-to-bank funding plus remote signing and remote disbursement. Most sellers complete the entire transaction without a UAE visit.
- Bank-to-bank transfer to escrow
- Fully remote agreement
- International wire disbursement
Cash buyer × Resident seller
You handle the cheque and the deposit yourself, with us alongside. Funds disbursed to your local UAE account within 24 hours of clearance.
- Manager's Cheque payable to you
- Bank deposit witnessed in person
- Local AED disbursement
Funds held where regulators watch.
Two layers of oversight on every dirham that passes through.
UAE-regulated bank accounts.
Escrow accounts are opened with our partner UAE banks. The bank — not us — is the legal custodian of the funds while they sit in escrow.
Partner banks (representative)
DLD-aligned transfer process.
Every transaction we run is structured around the Dubai Land Department's official title-transfer process. We do not invent shortcuts; we synchronise with the official flow.
Bank names shown for informational purposes. Idigov Escrow is not a bank and does not hold customer deposits — funds are held by the regulated partner bank under your transaction reference.
What sellers get with us.
Updated quarterly. Numbers behind the promise.
Sellers ask us…
No. The escrow agreement is signed between you and us as escrow agent — no power of attorney is required, and we have never asked a seller for one. You remain the legal seller of your property and the legal addressee of the buyer's Manager's Cheque throughout.
Yours. At DLD title-transfer, the buyer's bank issues the Manager's Cheque made payable to you, the legal seller. We never hold a cheque made out to us. When the cheque is deposited at the bank, the bank verifies your identity, not ours.
A Manager's Cheque is drawn on the buyer's bank, not on the buyer personally — it is guaranteed by the bank against the buyer's settled funds, and in practice almost never bounces. If a clearance issue does arise, we hold the title transfer until funds clear, so you do not lose ownership before the money is in the account.
Yes. Non-resident sellers sign the escrow agreement remotely, we collect the Manager's Cheque from your authorised representative at the DLD Trustee Office, and the disbursement is wired internationally on your written instruction. Most non-resident sellers complete with zero UAE visits.
Manager's Cheques clear within 24 hours of deposit. Once they clear and the release conditions in your agreement are satisfied, the bank disburses the funds within the same business day on your written instruction.
Yes. Escrow accounts we open with our partner banks are governed by the UAE Central Bank's banking regulations and segregated from operating funds. We are not a bank — we are an escrow agent, and the funds are held by the bank, not by us.
Our escrow fee starts at AED 7,500 and is disclosed in writing in the escrow agreement before you sign. The fee depends on the transaction size and complexity (cash vs. mortgaged buyer; single vs. split disbursement). What you sign is what you pay — no hidden costs.
You can cancel the escrow before any funds have been deposited at no cost. After deposit but before disbursement, the agreement allows for a structured return of funds to the buyer's bank if the underlying sale falls through. We work with you and your buyer to unwind without disputes.
Tell us about your sale.
We respond within 4 business hours, in English, Russian, or Arabic.
